Annuities Overview An annuity is a financial product investors purchase to receive a series of future payments. For example, Lars pays...

Where is Your Financial Plan? Are you happy with your current financial plans? Did you follow through on your retirement goals from five...

Walking Away Feels Better Than Expected I always knew it would be nice to retire. But I did not realize, until it was gone, how...

Reverse Mortgage Explained A reverse mortgage (also known as a home equity conversion mortgage or HECM) is a loan available to people who...

There are many ways to achieve financial freedom. The key is finding a mix of investments that provide enough retirement income to...

Inflation Diminishes Purchasing Power Over Time Inflation causes the gradual rise in prices and the slow decline in the purchasing power...

Is $2 Million Enough to Retire? We have all seen the articles questioning if a certain sized portfolio is enough to retire. Whether it is $1 million, $2 million, or $5 million, this is really not the right question to be asking. The ability to retire is not based on portfolio size, it is based on a retiree's annual household spending and the amount of income generated from their portfolio. To prevent surprises in retirement it is also important to assess how retirement funds

Investing works in cycles where asset values rise in bull markets and decline in bear markets; these dynamic periods can lead to massive...

The key to a successful retirement is proper planning. There will always be some bumps along the way, but the right plan will help avoid...

As we enter the Biden Presidency in 2021 investors should be prepared for new taxes. The details will be negotiated in Congress, but...

No one hands you the keys to financial freedom, but you can earn it by taking small disciplined steps each day. Over time these small...