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Early Retirement: Six More Observations After Three Years
After working overseas for nearly 20 years I retired in 2021 at age 50. I will quickly answer the two most common questions I am asked. Do I miss my career working as a diplomat? Nope! Do I have any regrets about retiring early. Absolutely not! The last three years have passed quickly, and I cherish spending more time with friends and family as well as enjoying hobbies old and new. Below are six observations of early retirement after three years. Here are the links to my init
Nate Carter
5 min read


The Office Building Crash is Coming
The Covid-driven shift to working from home combined with companies realizing they can drastically cut costs by reducing office space is...
Nate Carter
3 min read


The Recession: Navigating It
This is part two of an article on the recession. Part one describes the unique aspects of this recession. This part looks at ways to...
Nate Carter
4 min read


The Recession: It Will Probably Get Worse
Are We In a Recession? In recent weeks the news has focused on whether the U.S. economy is in a recession. Unfortunately, like most...
Nate Carter
6 min read


Reducing Taxes and Expenses When Selling Rental Properties
Selling Rental Properties: Overview of Taxes and Expenses Real estate investing is a great way to build a portfolio of appreciating...
Nate Carter
5 min read


Dollar Cost Averaging with Real Estate
Dollar Cost Averaging Overview Investors are often familiar with dollar cost averaging when it comes to stocks. An investor purchases...
Nate Carter
4 min read


Retirement Savings: Comparing a 401k to Real Estate
Building a diversified portfolio with multiple income streams is a great strategy for financial freedom and early retirement. Income...
Nate Carter
4 min read


$1 Million Net Worth from Cash Out Refinancing
Cash Out Refinancing Overview One of the best ways to build significant wealth is through periodic cash out refinancing of real estate....
Nate Carter
5 min read


Investing: You Will Make Mistakes
No investor is perfect, we all make mistakes, and sometimes they are big ones. Part of becoming a successful investor is accepting this...
Nate Carter
4 min read


Real Estate Investing: Feeling Priced Out?
Factors Causing Real Estate Prices to Rise The real estate market remains highly competitive and many buyers are finding it hard to...
Nate Carter
4 min read


Billionaire Tax: Death of a Very Bad Idea
The Biden Administration and Congress are working to impose new taxes particularly on higher income earners. This includes raising...
Nate Carter
3 min read


Real Estate: How Depreciation Works
Depreciation is a Tax Deduction Investors new to real estate are sometimes confused by how depreciation works. Depreciation is simply a...
Nate Carter
4 min read


Turning Age 50: 10 Factors to Consider (part 1)
As you reach age 50 it is time to get serious about your eventual transition to retirement or semi-retirement. Consider these ten factors...
Nate Carter
4 min read


Reverse Mortgage: A Path to Tax Free Retirement Income
Reverse Mortgage Explained A reverse mortgage (also known as a home equity conversion mortgage or HECM) is a loan available to people who...
Nate Carter
4 min read


Case Study 2: Retiring at Age 50 with College Aged Kids
There are many ways to achieve financial freedom. The key is finding a mix of investments that provide enough retirement income to...
Nate Carter
5 min read


Real Estate: Defer Taxes with a 1031 Exchange
Overview of 1031 Exchange Real estate investors who want to sell a property without having to pay capital gains can use a 1031 exchange....
Nate Carter
6 min read


Strategies for this Expensive Real Estate Market
If you are trying to buy a home now you are facing a very competitive market. Homes are receiving multiple offers, often in cash, and...
Nate Carter
6 min read
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