The Covid-driven shift to working from home combined with companies realizing they can drastically cut costs by reducing office space is...

I am always interested in learning from other investors about new investment strategies. At a recent real estate meet up, I met an...

Buy and Hold is the Preferred Strategy I am a buy and hold investor who purchases stocks to hold for years or even decades. I also prefer...

This is part two of an article on the recession. Part one describes the unique aspects of this recession. This part looks at ways to...

Selling Rental Properties: Overview of Taxes and Expenses Real estate investing is a great way to build a portfolio of appreciating...

As a kid growing up there was a cartoon called the Adventures of Gulliver. One of the characters is Glum , who offers only negativity whenever his team faces a challenge. His comments follow a running theme, "It will never work," "We're done for," or "We're doomed". As a kid I saw this character as comedic relief. But as I got older, I realized this is actually a common mindset, particularly when it comes to personal finance, investing and pursuing financial freedom. Trust D

Dollar Cost Averaging Overview Investors are often familiar with dollar cost averaging when it comes to stocks. An investor purchases...

Building a diversified portfolio with multiple income streams is a great strategy for financial freedom and early retirement. Income...

The 4% Rule Origin Story Many savers are familiar with the 4% rule for drawing down savings in retirement. William Bengen launched the 4% rule revolution in 1994 with his article Determining Withdrawal Rates Using Historical Data . Bengen found that a retiree with a portfolio of 60% stocks and 40% bonds could sustainably withdraw 4% of their portfolio each year. Retirees will need to rebalance their portfolio once a year, many choose to use their birthday. Retirees are able t

Retirement should be a period of low stress, financial security and enjoying time with family and friends. A secure and stable retirement...

Cash Out Refinancing Overview One of the best ways to build significant wealth is through periodic cash out refinancing of real estate....

Annuities Overview An annuity is a financial product investors purchase to receive a series of future payments. For example, Lars pays...

No investor is perfect, we all make mistakes, and sometimes they are big ones. Part of becoming a successful investor is accepting this...

Where is Your Financial Plan? Are you happy with your current financial plans? Did you follow through on your retirement goals from five...

Factors Causing Real Estate Prices to Rise The real estate market remains highly competitive and many buyers are finding it hard to...

The Biden Administration and Congress are working to impose new taxes particularly on higher income earners. This includes raising...

Depreciation is a Tax Deduction Investors new to real estate are sometimes confused by how depreciation works. Depreciation is simply a...

Investors often have a great plan to save for retirement, but neglect to consider how they will drawdown these assets in retirement. Some retirees also find the transition from asset accumulation to distribution to be a bit scary. This is understandable as these assets offer security and peace of mind. A successful retirement requires a proper distribution plan. The steps below will help you design a sustainable and tax efficient plan for drawing down your assets. Put Your Po

This article is the second in a series, please start with part 1. 6) Don’t Hold Too Much Cash Some investors become more risk averse as...

As you reach age 50 it is time to get serious about your eventual transition to retirement or semi-retirement. Consider these ten factors...