After working overseas for nearly 20 years I retired in 2021 at age 50. I will quickly answer the two most common questions I am asked. Do I miss my career working as a diplomat? Nope! Do I have any regrets about retiring early. Absolutely not! The last three years have passed quickly, and I cherish spending more time with friends and family as well as enjoying hobbies old and new. Below are six observations of early retirement after three years. Here are the links to my init

A friend told me about one of her colleagues who delayed retirement until he was in his late 60s. For years he told coworkers he would...

New Year's is the time for health and financial resolutions. When it comes to health, good habits can mean cost savings. According to...

A few months after retiring, I offered six initial observations. As I reach my one year retirement anniversary, I want to share six more...

There are two main concerns for retirees when drawing down assets in retirement. The first is longevity risk which is whether they will have enough money to last their lifetime. The second is minimizing tax obligations to keep more of their retirement savings. Retirees need to consider a few key decisions to help navigate these two concerns. These include deciding on a safe withdrawal rate of savings in retirement, when to apply for Social Security Retirement Benefits and how

Building a diversified portfolio with multiple income streams is a great strategy for financial freedom and early retirement. Income...

Retirement should be a period of low stress, financial security and enjoying time with family and friends. A secure and stable retirement...

Investors often have a great plan to save for retirement, but neglect to consider how they will drawdown these assets in retirement. Some retirees also find the transition from asset accumulation to distribution to be a bit scary. This is understandable as these assets offer security and peace of mind. A successful retirement requires a proper distribution plan. The steps below will help you design a sustainable and tax efficient plan for drawing down your assets. Put Your Po

There are many ways to achieve financial freedom. The key is finding a mix of investments that provide enough retirement income to...